How to find the best quotes
Is the minimum insurance required by law. It is a must have for every driver. It provides cover for accidental physical injury and property damage caused to another person. Physical injury can include claims for medical bills or loss of wages, property damage is damage cause to another drivers car. This insurance is legally required because most of us could not afford to compensate another person ourselves in the event of an accident. Typically there is a deductible to be paid by you which is normally between $100 and $1000 and a higher deductible will mean lower premiums.
This covers damage to your vehicle in if you were involved in a collision. This would cover all damage above your deductible (the deductible can range anywhere from $250 to $1000). You are covered under this policy if you crash into another vehicle or a